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甜點怪獸
樂妮妮 2013-11-26 09:11:06 版主 816

我是住在加州的準媽媽,懷孕後才保險有cover產險,不過婦產科診說他們不收這種懷孕後才保險的產婦,依他們的經驗,雖然保險公司跟我們說要cover,但這種狀況診所可能跟醫療網請不到款項...

至於加州的medicare我有查過,都有中低收入限制,無法申請...

請問加州的媽咪們是否有懷孕後才保險的經驗呢?   婦產科醫生會收嗎?

我在網路查,有些醫院/醫生好像可以直接跟他們談一個package,不用保險所有的費用多少這樣...

還是大家知道有甚麼保險或補助可以使用呢?   再請大家幫忙,謝謝!!

 

 

Vyvy
Vyvy 2013-12-03 19:17:14 #1F
 

您好,

先恭禧您即將成為人母,請問您目前懷孕第幾週呢?

我在富邦人壽服務,我們有出懷孕後投保的婦嬰險,但有週數門檻限制...

富邦人壽 徐小姐

Bunma
Bunma 2013-12-18 09:30:43 #2F
 

我之前的醫生的package大概是3000-4000,不包括anesthesia and hospitalization.

妳可以also check with the doctors who deliver pregnant ladies from taiwan or china! usually the package is cheaper. Or you can check out the AIM program

 

Are you pregnant with no insurance coverage? We have immediate coverage options for you!

(Posted on 10/10/13)

MEDI-CAL COVERAGE FOR PREGNANT WOMEN
Pregnant women with low income can apply for Medi-Cal and, if eligible, get coverage back to the date of application.

To apply now, go to this website: www.benefitscal.org. Or call toll free at 1-800-824-0088. Or contact your county social services office by phone or in person.

Pregnant women can also apply through their provider for Medi-Cal Presumptive Eligibility (PE) for Pregnant Women which provides immediate, no-cost pregnancy-related care to low-income pregnant women while your application is evaluated for ongoing Medi-Cal. PE for pregnant women offers coverage for specific ambulatory (walk-in), pregnancy related care, some lab tests and prescription drugs for conditions related to pregnancy. PE for pregnant women is a temporary Medi-Cal Program. For ongoing coverage, pregnant women can submit a full application during the PE period by mail, phone, online or in-person at the local county social services agency.

Ask your provider if he/she offers PE coverage and how to apply. PE Providers for pregnant women include physicians, certified family nurse practitioners, clinics, certified midwives, and hospital outpatient clinics. The PE Provider determines if you are eligible for the PE program.

For more information, you may also contact the perinatal coordinator at your county health department, who has a list of PE providers in your area, or contact the state’s PE Support toll-free at 1-800-824-0088, or go to the Medi-Cal PE for Pregnant Women website at: http://www.dhcs.ca.gov/services/medi-cal/eligibility/Pages/PE.aspx

ACCESS FOR INFANTS AND MOTHERS PROGRAM
The Access for Infants and Mothers (AIM) Program provides low cost affordable health coverage for middle-income pregnant women. Coverage under the AIM Program costs only 1.5% of your adjusted net annual income and is billed to you over a 12 month period.

AIM provides affordable health care coverage for pregnant women who:

Do not have health insurance OR have private insurance with a maternity-only deductible or copayment greater than $500; and,
Are not eligible for no-cost Medi-Cal or Medicare Part A and Part B; and,
Have family household income above no-cost Medi-Cal; and,
Are less than 30 weeks pregnant.

 

 

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